A debit card should be simple. Load money, tap to pay, done. But when you are spending stablecoins, most existing solutions make it complicated — multiple conversions, slow processing, and confusing fee structures.
The Xcentra Card changes that.
Accepted at 150M+ Merchants
The Xcentra Card works on the Visa network, which means it is accepted at over 150 million merchants in 200+ countries. Groceries, restaurants, gas stations, online stores, subscription services — if they accept Visa, they accept Xcentra.
Real-Time Conversion
When you tap your Xcentra Card at a terminal in Tokyo, the system instantly converts your USDC to Japanese Yen at the point of sale. When you buy groceries in Dubai, it converts to AED. In London, GBP. All at a flat 0.5% fee with no hidden markups.
Contactless and Ready
The physical Xcentra Card supports NFC contactless payments. Just tap and go. For online purchases, your virtual card works with Apple Pay, Google Pay, and any website that accepts card payments.
Travel Without Limits
For frequent travelers, the Xcentra Card eliminates one of the biggest headaches: foreign transaction fees. Traditional banks charge 2-3% on every international purchase. Xcentra charges a flat 0.5% regardless of where you are or what currency the merchant uses.
Book flights, pay for hotels, dine at local restaurants, and ride taxis — all from the same card, with the same low fee, in any country.
Security Built In
Every Xcentra Card transaction is protected by enterprise-grade encryption and real-time fraud monitoring. You can freeze and unfreeze your card instantly from the app. Set spending limits. Get instant transaction alerts. Your money, fully protected.
From Shopping Bags to Boarding Passes
Whether it is a shopping spree, a business lunch, a flight to Lisbon, or a Netflix subscription — the Xcentra Card handles it all. No conversion headaches. No bank approvals. No waiting.
Spend. Secure. Simplified.