Stablecoins to Spending Power in Seconds
Four simple steps. No manual conversions. No complicated processes. Just load, tap, and spend.
Load Your Balance
Transfer USDC or USDT from any wallet or exchange to your Xcentra account. Supports major chains and instant deposits.
- Send from any crypto wallet
- Support for Ethereum, Polygon, Solana, and more
- Instant balance updates
Use Your Card
Choose your Xcentra virtual or physical card and pay online or in-store at any merchant worldwide.
- Virtual card ready in seconds
- Physical card with contactless NFC
- Apple Pay & Google Pay support
Automatic Conversion
Xcentra converts your stablecoins to the local currency in real-time at the point of sale. You just tap and go.
- Real-time market rates
- Only 0.5% conversion fee
- 100+ currencies supported
Spend Globally
From groceries to travel to subscriptions — use your Xcentra card like any traditional debit card. No borders.
- 150M+ merchants worldwide
- Online and in-store
- Track every transaction in real-time
Why Xcentra?
Instant Transactions
No waiting. Your stablecoins convert and pay in real-time.
Fully Secure
Bank-grade encryption, fraud monitoring, and compliance.
Ultra-Low Fees
Just 0.5% per transaction. No hidden fees or monthly charges.
Start Spending Today
Get your Xcentra card and experience borderless spending in minutes.