Your Assets, Fully Protected
Enterprise-grade security built into every layer of Xcentra — from encryption to fraud detection to regulatory compliance.
Multi-Layer Protection
Every transaction, every login, every action is protected by multiple security layers working together.
End-to-End Encryption
All data in transit and at rest is encrypted using AES-256 and TLS 1.3. Your financial information never travels unprotected.
Biometric Authentication
Unlock the Xcentra app with Face ID, Touch ID, or fingerprint. Your biometric data never leaves your device.
Two-Factor Authentication (2FA)
Mandatory 2FA for account login, card actions, and fund transfers. Choose from TOTP authenticator apps or SMS verification.
Instant Card Freeze
Lost your card? Freeze it instantly from the app. Unfreeze anytime when you find it. No call center wait times.
Real-Time Fraud Monitoring
AI-powered transaction monitoring analyzes every purchase in real-time. Suspicious activity triggers instant alerts and automatic blocks.
Secure Infrastructure
Hosted on enterprise-grade cloud infrastructure with DDoS protection, WAF, and continuous security audits by third-party firms.
Regulatory Compliance
Xcentra operates within established financial regulations to protect you and the broader financial ecosystem.
KYC/AML Compliance
Full Know Your Customer and Anti-Money Laundering compliance across all jurisdictions. Every user is verified before card issuance.
Global Regulatory Standards
Xcentra operates within regulatory frameworks across all supported regions, adhering to local financial service regulations.
Sanctions Screening
Real-time screening against global sanctions lists (OFAC, EU, UN) for all transactions to prevent prohibited use.
Security Best Practices
Follow these guidelines to keep your Xcentra account secure.
Enable 2FA on your Xcentra account immediately after sign-up
Never share your login credentials, OTP, or recovery phrases with anyone
Use a strong, unique password — at least 12 characters with mixed case and symbols
Keep your Xcentra app updated to the latest version for security patches
Enable push notifications to receive instant alerts for every transaction
Contact support immediately if you suspect unauthorized activity
Security You Can Trust
Your assets deserve the highest level of protection. Xcentra delivers it as standard.